COSA Membership Benefits

COSA Benefits Summary


COSA Membership is a free lifetime membership. By joining COSA, you will receive Liability Insurance, Members Liability Insurance, Fire and Transportation Insurance and Supplemental Disability Insurance.

Fill out our online membership form or download a PDF version of the membership application.



COSA Membership Benefits


COSA Membership FAQ’s



  • How much does a COSA membership cost?

    COSA membership is free to eligible horsepeople. Organizational and membership costs are funded through COSA’s share of handle revenue at Woodbine Mohawk Park.

  • What do I need in order to enrol in the Benefits Program?

    COSA provides a Benefit program to its members. To be eligible to enrol in the COSA Benefits Program, you MUST have the following:

    • OHIP card
    • Valid Standardbred Canada license
    • Valid AGCO license

    In addition to the above requirements, groom/caretaker benefits are provided at no cost to eligible members, provided the member is employed full-time by a trainer who has a minimum of one start per year at any Standardbred race track in Ontario. Caretakers working at breeding farms are also eligible for benefits.

    Grooms/caretakers must provide one of the following when enrolling in the plan:

    • T-4 from the previous year
    • 3 cancelled payroll cheques or
    • 3 proof of e-transfer deposits to their bank account

    Grooms/caretakers who are paid cash by their employers are not eligible for COSA paid benefits.

    Owners, drivers, trainers, blacksmiths and other COSA members may access subsidized member paid benefit plans.

  • How do I enrol in the Benefits Program?

    Download the Benefits Enrolment with Direct Deposit Form (above).

  • Where do I submit my completed enrolment form?

    Completed form can be emailed, faxed, mailed or dropped off at the COSA office. See Contact page for information.

  • How long is the waiting period before I can start using my Benefits?

    It usually takes 7-10 days to receive your enrolment package in the mail. Once you have received a confirmation from RWAM you can start using your medical benefits immediately. There is a one month waiting period for dental benefits.

  • How do I apply for Benefits if I have been involved in an accident?

    Contact Denise Kunz at Standardbred Canada (905) 858-3060 [ext. 240] and she will start the claim process. Once you have received your first disability cheque, fax, mail or deliver in person a copy of such and COSA will then top up the amount received from Great West Life by an extra 50%.

  • How can I enrol in the Ontario Standardbred Horsepeople's RRSP?

    Any Ontario Standardbred Horseperson who is eligible can enrol in the RRSP. See here for details and forms.